:root{
  --ink:#1d2420; --ink-2:#4b554f; --line:#e1dbd0; --bg:#f7f3ec; --card:#fffdf9;
  --green:#1f3a2e; --green-2:#2c4f3f; --copper:#c8743a; --copper-d:#a85e2b;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
a{color:var(--green-2)}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.18;margin:0 0 .5em;font-weight:700}
h1{font-size:clamp(2.1rem,5vw,3.3rem)}
h2{font-size:clamp(1.6rem,3.4vw,2.2rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}

.bar{background:var(--copper);color:#fff;text-align:center;font-size:.92rem;padding:8px 16px;font-weight:600}
.bar a{color:#fff}
header.top{background:var(--card);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:12px;padding-bottom:12px}
.brand{text-decoration:none;color:var(--green);font-family:Georgia,serif;font-weight:700;font-size:1.3rem;display:flex;align-items:center;gap:10px}
.brand small{display:block;font-family:"Segoe UI",Roboto,Arial,sans-serif;font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--copper-d);font-weight:700}
.btn{display:inline-block;background:var(--copper);color:#fff;text-decoration:none;font-weight:700;padding:11px 18px;border-radius:999px;white-space:nowrap;border:0;cursor:pointer;font:inherit;font-weight:700}
.btn:hover{background:var(--copper-d)}
.btn.alt{background:transparent;border:2px solid #fff;color:#fff}

.hero{background:var(--green);color:#fff;padding:60px 0 70px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;bottom:-140px;width:520px;height:520px;border-radius:50%;background:rgba(255,255,255,.04)}
.hero .wrap{display:grid;grid-template-columns:1.15fr 1fr;gap:44px;align-items:center;position:relative;z-index:1}
.kicker{font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;color:#e9b48a;font-weight:700;margin-bottom:12px}
.hero p.lead{font-size:1.15rem;color:#dfe8e2;max-width:33em}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px;padding:0;list-style:none}
.badges li{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:6px 14px;border-radius:999px;font-size:.9rem}

.form-card{background:var(--card);color:var(--ink);border-radius:14px;padding:26px;box-shadow:0 20px 45px rgba(0,0,0,.28);position:relative}
.form-card h2{font-size:1.45rem}
.form-card p{color:var(--ink-2);font-size:.95rem}
label{display:block;font-weight:600;font-size:.9rem;margin:11px 0 4px}
.opt{font-weight:400;color:var(--ink-2)}
input,select,textarea{width:100%;padding:11px 12px;border:1px solid var(--line);border-radius:8px;font:inherit;font-size:1rem;background:#fff;color:var(--ink)}
textarea{min-height:76px;resize:vertical}
.form-card .btn{width:100%;margin-top:16px;padding:14px;border-radius:8px;font-size:1.05rem}
.note{font-size:.82rem;color:var(--ink-2);text-align:center;margin-top:10px}
.trap{position:absolute;left:-9999px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}

section{padding:68px 0}
.head{max-width:46em;margin-bottom:34px}
.head p{color:var(--ink-2)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px}
.card .tag{display:inline-block;font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--copper-d);margin-bottom:8px}
.card p{color:var(--ink-2);margin:0}

.claims{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.claims .wrap{display:grid;grid-template-columns:1fr 1.1fr;gap:48px;align-items:start}
.steps{list-style:none;padding:0;margin:0;counter-reset:s}
.steps li{counter-increment:s;position:relative;padding:0 0 22px 58px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-weight:700;font-family:Georgia,serif}
.steps strong{display:block;font-size:1.05rem}
.steps span{color:var(--ink-2)}
.fine{font-size:.85rem;color:var(--ink-2);border-left:3px solid var(--copper);padding-left:12px}

.svc{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.svc div{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px}
.svc h3{font-size:1.08rem}
.svc p{color:var(--ink-2);font-size:.95rem;margin:0}

.areas{display:flex;flex-wrap:wrap;gap:10px;padding:0;margin:0;list-style:none}
.areas li{background:var(--card);border:1px solid var(--line);border-radius:999px;padding:9px 18px;font-weight:600}
.areas li.main{background:var(--green);color:#fff;border-color:var(--green)}

details{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:16px 20px;margin-bottom:10px}
summary{font-weight:700;cursor:pointer}
details p{margin:12px 0 0;color:var(--ink-2)}

.cta{background:var(--green-2);color:#fff;text-align:center}
.cta p{color:#dfe8e2}
footer{background:#16291f;color:#b8c6bd;padding:30px 0;font-size:.92rem}
footer .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
footer a{color:#fff}

@media (max-width:900px){
  .hero .wrap,.claims .wrap{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr 1fr}
  .svc{grid-template-columns:1fr 1fr}
}
@media (max-width:560px){
  body{font-size:16px}
  .cards,.svc,.row{grid-template-columns:1fr}
  .brand{font-size:1.1rem}
  header.top .btn{padding:9px 13px;font-size:.92rem}
  .hero{padding:40px 0 50px}
  section{padding:50px 0}
}

/* inner pages */
.page-hero{background:var(--green);color:#fff;padding:40px 0 48px}
.crumbs{font-size:.88rem;color:#b9cbbf;margin-bottom:14px}
.crumbs a{color:#dfe8e2}
.crumbs span{margin:0 6px}
.page-hero .lead{font-size:1.12rem;color:#dfe8e2;max-width:40em}
.page-hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 370px;gap:46px;padding-top:44px;padding-bottom:60px;align-items:start}
.content h2{margin-top:1.5em}
.content h2:first-child{margin-top:0}
.content h3{margin-top:1.2em}
.content ul,.content ol{padding-left:1.2em;margin:0 0 1em}
.content li{margin-bottom:.5em}
.callout{background:var(--card);border-left:4px solid var(--copper);padding:16px 20px;border-radius:0 10px 10px 0;margin:1.3em 0}
.callout p:last-child{margin:0}
.side{position:sticky;top:96px}
.side .form-card{box-shadow:0 12px 30px rgba(31,58,46,.14);border:1px solid var(--line)}
.related{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.related h2{margin-top:0}
a.card{text-decoration:none;color:inherit;display:block}
a.card:hover{border-color:var(--green-2)}
a.card h3{color:var(--green)}
footer .cols{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:28px;display:grid}
footer strong{display:block;color:#fff;margin-bottom:8px}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin-bottom:6px}
footer .cols a{text-decoration:none}
footer .legal{border-top:1px solid #2a4134;margin-top:22px;padding-top:14px;font-size:.85rem}
@media (max-width:900px){.layout{grid-template-columns:1fr}.side{position:static}footer .cols{grid-template-columns:1fr 1fr}}
@media (max-width:560px){footer .cols{grid-template-columns:1fr}}